Pre Paid Funeral Plans

Broadoak Independent Funeral Service

Broadoak Funeral Service

What is a funeral plan?

A funeral plan is an easy way to pre-arrange the funeral you want and pay for the funeral director’s services covered by the plan in advance. A plan can help to save your family worry and expense, and help make things easier for your loved ones at what is often a difficult time. As our customers often tell us, that can be a big weight off your mind.

It’s a straightforward way to do something amazing for your family. Few people like to talk about their funeral, and an Independent Way Funeral Plan can make things easier for everyone – so that when the time comes, we will then carry out your plan according to your wishes, relieving your family of the stress and financial worry they may otherwise have to face.

Everyone has different needs when it comes to funeral planning, so we make sure all our plans are as flexible as possible. When you get in touch, we will be happy to discuss your funeral requirements and tailor a plan to suit you. Rest assured, our plans are available to everyone, regardless of age or state of health.

Planning ahead the with Independent Way Funeral Plan

Some people don’t want to think about arranging their own funeral, which is only natural. However, you can help to gain the peace of mind that you have put your affairs in order and organised the funeral you would like.

Our Independent Way funeral plans are backed by Golden Charter, one of the country’s leading funeral planning companies, who are compliant with the Funeral Planning Authority and all the monies you pay are supported and guaranteed by a secure trust fund. A brochure for our plans is available to download below, but we understand that sometimes it is better to discuss things in person so that we can tailor a plan which is just right for you, so please call our office and make an appointment.

More than 350,000 people in Great Britain have planned their funerals, over 160,000 of them with Golden Charter, the UK’s leading funeral plan provider. Many, through losing loved ones, have known the grief of bereavement – and the distress of selecting the funeral arrangements, as well as financial anxiety. Sometimes they worry about how their sons, daughters or even grandchildren will cope at the time of their own funeral. And for many people, planning their funeral in advance has become a way of taking care of the future, like preparing a will for instance.

Broadoak Funeral Service

A plan that’s tailored to your needs

As an independent funeral director, we’ll take the time to understand your wishes and tailor a plan to suit you. We will gladly meet you at our premises or in your home at a time that suits you, when it is safe to do so. You can tell us about any preferences you have in mind – the type of funeral you would like to have, hymns, music or any other personal touches – and we’ll make sure your plan takes these into account.

We’re here to help

As an independent funeral director, we’ll take the time to understand your wishes and tailor a plan to suit you. We will gladly meet you at our premises or in your home at a time that suits you, when it is safe to do so. You can tell us about any preferences you have in mind – the type of funeral you would like to have, hymns, music or any other personal touches – and we’ll make sure your plan takes these into account.

Broadoak Funeral Service

Why planning ahead makes great financial sense

You might be surprised to hear that between 2010 – 2020 there was an increase of 52% in the average cost of funerals – well above the general rate of inflation.

However, the way that some of these Funeral Plans are being sold is something to be cautious about, because of the increase in awareness of funeral costs, funeral plans are big business and it seems everyone wants a share, using all sorts of methods to get a sale.

It’s not just an advertisement in your local newspaper or magazine anymore, you can be approached in all sorts of ways; leaflet drops, making a will with your local solicitor, taking out insurance, in the local shopping centre and even being telephone cold called. The companies that use these methods are NOT funeral directors, they are businesses out to gain revenue by acting as middle men, taking your money and limited instructions and securing these instructions with an allied funeral director – often that funeral director may not be your preferred choice.

In some cases, the client is allowed to nominate a funeral director of their choosing, but the fee offered to this funeral director is usually at a much-reduced rate than what you as the client will have paid for the plan. This makes it difficult for the nominated firm to accept the instructions without creating a financial loss. It is not uncommon for a client to pay one of these firms £3600.00 and for the funeral director to be offered £2400.00. This is fact and has actually happened to us.
If you are considering taking out a prepaid funeral plan the only way to guarantee your funeral plan and ultimately your funeral is carried out by Broadoak Independent Funeral Service is to purchase the funeral plan directly from us. Otherwise, you might pay more than you need too, may not have the funeral you wanted and may not be able to use the trusted and respected funeral director that has been a part of the community and served your family for generations.

Your payments are safe and secure in the Golden Charter Trust

  • With a Golden Charter funeral plan your payments are protected.

  • Your money is paid into the Golden Charter Trust* which is run by a Board of Trustees,

    completely independent of Golden Charter.

  • The Trustees are chosen for their skills and experience, and safeguard the payments made by

    our customers.

  • They make sure all future funerals can be paid for, which means we can guarantee the

    funeral director’s services included in your plan will be delivered at the time they are required.

To find out more about the Trust and how it protects customers’ funds, visit goldenchartertrust.co.uk * This excludes the fixed monthly payment option where money is paid to a UK life assurance company and managed by them.

Ready to take the next step? Get in touch today

As well as the comfort of having a plan in place, you’ll have the peace of mind that comes with being able to help save your family from worry and expense in the future. So why not take the next step? Remember, Independent Way plans are available to everyone, not just those aged over 50, and there are no medical or health questions to answer when you apply.
Broadoak Funeral Service

Looking after you as a customer

As an Independent Way plan holder, you’ll receive personalised plan documents, which include a summary of your plan, your funeral director’s details, your plan holder certificate and a personal membership card for you to carry in your purse or wallet.
 
Your funeral director will hold full details of your funeral plan. When the time comes, one phone call is all it takes to activate your plan and get the arrangements underway.
 
Once you’ve paid for your Golden Charter plan, you can be sure that neither your loved ones nor your estate will be asked for a penny more for the services within the control of your funeral director – no matter how much these costs may rise in years to come.
Some costs are paid on your behalf by the funeral director but are not within his control. Known as disbursements, they include the fees of cemeteries, crematoria, doctors, clergy, newspaper notices and memorials. Only if the increase in these costs were to exceed the disbursements amount allowed for in the plan might there be a balance to pay at the time of need.
 
As an independent funeral director, we’ll take the time to understand your wishes and tailor a plan to suit you. We will gladly meet you at our premises or in your home at a time that suits you, when it is safe to do so. You can tell us about any preferences you have in mind – the type of funeral you would like to have, hymns, music or any other personal touches – and we’ll make sure your plan takes these into account. 

Plan ahead the Independent Way, with Golden Charter and your local independent funeral director

Whilst no-one likes to think about death or funerals, whether it’s our own or our loved ones’, having a plan can often help to make things that little bit more bearable. It can be very comforting to know that when the time comes, your funeral wishes will be taken care of.

With the Independent Way funeral plan you get the best of both worlds – the personal care and attention of a trusted local funeral director, with the security of one of the UK’s largest funeral plan providers.1

What are the benefits of planning ahead?

Broadoak Independent Funeral Service are here to help

We understand that it can be hard to think about your funeral and you may not be sure where to start. As your local expert, your funeral director can answer any questions you may have, discuss the finer details of your funeral wishes and tailor a plan to suit you.

Funeral Plan or Policy?

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Download your complete guide

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brochure